Transaction Services

Cash Management

We are a leading corporate cash management bank on the Polish market. Based on a thorough assessment of the client’s needs, our specialists can present a tailor-made product offering that works best in a specific business environment. Clients can choose from our broad range of products and services, including both relatively simple payment products, as well as effective methods of accounts receivable management and cash pooling solutions.

• Current Account
• Electronic Banking
• Disbursements
  • Domestic and foreign payments
  • EMV Visa Business Cards
• Receivables Management

We offer IT solutions to support handling large volumes of incoming payments, which accelerate the access to cash and, most importantly, simplify the receivables management procedures. Our Smart Collect payment identification, Automated Invoice Matching or Direct Debit are all examples of products offered by the Bank to streamline the management of accounts receivable on the part of the client.

Liquidity Management

We offer solutions whereby the clients can make most of the cash held by a single legal entity (Zero Balancing) or a group of related legal entities with different financial positions (Cash Pool). These solutions enable optimum use of funds, while ensuring full transparency of cash flows.

Benefit from our market-leading trade expertise and product excellence to implement more efficient trade processes and streamlined workflows. Use our services to reduce operating costs, accelerate payment cycles and mitigate risk exposure, optimising your returns from trade assets.

• From advising on L/Cs to updating accounts receivable systems with payment information, RBS offers a full range of export products and services. A dedicated service team provides consistent interpretation of UCP (Uniform Customs and Practice for Documentary Credits) guidelines when advising L/Cs or examining documents, reducing administrative time and providing fast turnaround.
• CFOs today are under increasing pressure to:
  • unlock working capital in the supply chain
  • maximise return from trade assets
  • to leverage internal commercial and credit policies and mitigate commercial and cross border risks
  • to support the sales effort and build customer loyalty
  • wherever possible, to lower financing and processing costs

RBS supply chain solutions help achieve your working capital objectives.